sm20

sm20 – Live Casino, Slots and Real-Money Gaming for India

Open your account in seconds and jump straight into live Baccarat, Roulette and slots like Valhalla and Gates of Olympus.

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UPI

Paytm

PhonePe

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GETTING STARTED

How to Create Your sm20 Account

Creating an account takes just a few steps. Visit sm20.net, fill in your basic details, and verify your identity through the on-screen prompts. Once verified, you'll see the full lobby with live tables, slots and our sportsbook. Your first deposit is processed through your preferred payment method – UPI, Paytm, PhonePe or Google Pay – and appears in your wallet

instantly so you can place bets right away. We've designed the flow to be quick and straightforward, without unnecessary questions slowing you down.

Live Baccarat, Roulette and Poker Rooms

Live Baccarat

Real dealers, real money rounds, hand-streamed from professional studios. Bet on the Player, Banker or Tie as each card falls.

Live Roulette

Classic European wheel streamed in HD. Place your bets on numbers, colours and ranges before the ball spins.

Live Poker Tables

Multi-hand poker variants with side bets. Chat with other players at your table while the dealer works the shoe.

Live Dragon Tiger

Fast-paced two-card showdown format. Decide instantly which side will take the higher card – quick rounds, frequent payouts.

Live Blackjack

Professional dealers, real decks, classic hit-or-stand gameplay. Aim for 21 and watch the dealer bust.

Live Game Shows

Interactive multiplier games hosted by charismatic dealers. Spin wheels, pick numbers and follow the multiplier climb in real time.

SLOT ROOMS

Slots with High-Cap Reels, Themes and Spin Features

Valhalla Norse mythology meets high volatility. Collect rune symbols to unlock respins and expanding wild features across big reels.

Gates of Olympus Cascading wins and divine bonuses. Land the scatter and watch symbols tumble for consecutive multiplier rounds.

Mahjong Ways Asian-inspired symbols with dynamic paylines. Trigger the free-spin mode and watch the reel grid expand.

Sweet Bonanza Candy-themed tumble mechanics. Match clusters of sweets to trigger an avalanche of consecutive wins and sticky multipliers.

Aviator Crash-style multiplier game where you predict how high the plane flies before it crashes. Cash out early or chase the biggest multiplier.

Rocketon Outer-space symbols and explosive bonus rounds. Land the rocket scatter and blast your way into a cascade of free respins.

Arcade Games, Fishing and Casual Rounds

Football Strike	Penalty-kick simulator with multiple difficulty levels. Pick your target, adjust power and angle, and score real payouts on successful shots.
Fishing God	Cast your line and reel in aquatic rewards. Different fish types carry different payouts – deeper dives yield bigger wins.
Bingo	Classic number-matching gameplay streamed with community chat. Mark your card as numbers are drawn and complete patterns for instant payouts.
Dice Games	Roll the dice and predict the outcome. Simple rules, fast rounds, winnings credited to your wallet within seconds of each result.
Virtual Sports	Simulated football, cricket and horse racing events. Watch the live animation and collect payouts based on match results.
Keno and Lotteries	Pick your numbers and wait for the draw. Each round is independent and results are instant, so you move from one draw to the next without delay.

PAYMENT CLARITY

Deposits and Withdrawals Through Local Payment Methods

sm20 handles deposits through UPI, Paytm, PhonePe and Google Pay – the payment rails India players use every day. When you request a withdrawal, we verify your identity and process the transfer back to your original payment account within 24 hours. Live tables, slots, arcade games and sportsbook betting all feed the same wallet, so switching between them doesn't require

moving money around. Deposit references and account controls rest with you – set daily or session spending caps in your account settings if you want them.

MOBILE AND DESKTOP

Play on Your Phone or Computer

sm20 works seamlessly on mobile browsers and desktop computers. Open the app in your phone's browser or visit sm20.net on your laptop – the interface adapts to your screen. Live tables stream in HD on both, and slots load instantly so there's no lag between spinning. Your account, wallet and history follow you across devices, so you can start a

session on your train commute and continue on your desktop at home without logging out or syncing.

SPORTSBOOK MARKETS

Live Sportsbook and Match Betting

Cricket Betting

Match outcomes, over-under runs, player-performance markets and in-play odds. Watch the live feed and place bets as runs are scored.

Football Markets

International and domestic fixtures with full-match and half-time odds. Bet on goals, corners, cards and final scores.

Tennis and Badminton

Set winners, game odds and serve-break predictions. Odds update live as each point is played.

Horse Racing

Domestic and international races with win, place and forecast bets. Check the form guide and place your bet before the race starts.

Esports Tournaments

Team-based matches across popular titles with live odds. Predicting match winners and map outcomes.

Kabaddi and Other Sports

Niche Indian sports with full betting markets. Team odds, point spreads and bonus multipliers on major events.

TABLE GAME VARIANTS

Card Games, Dice and Specialty Tables

Teen Patti Live Three-card hand gameplay with betting rounds.

Andar Bahar Two-card comparison game where you pick a side before the…

Sic Bo Three-dice rolling game with outcome bets.

Live Multiplayer Blackjack Sit at the same table as other players, each playing…

Pai Gow Poker Seven-card hand split into two – beat the dealer's front…

Baccarat Squeeze Live dealer manually reveals Baccarat cards one by one, building…

TRUST AND SECURITY

Account Safety and Fair Play Standards

sm20 encrypts your account data and payment information with industry-standard SSL protocols. Your wallet balance is stored securely and updated in real time.

Encrypted Wallet

Your balance, betting history and withdrawal records are protected by advanced encryption and backup systems.

Identity Verification

We confirm your identity during sign-up and before your first withdrawal, so only you can access your account and cash out.

Live Table Auditing

Every dealer stream is recorded and timestamped. Game outcomes are logged and independently verifiable for dispute resolution.

Random Number Generation

Slot and arcade games use certified RNG algorithms tested by independent auditors. Each spin is independent and unpredictable.

DAILY PLAY

Your Daily Routine: Account Balance and Session Tracking

Log in to sm20 anytime and see your current balance, recent bet history and available games all in one view. The dashboard shows your deposits this month, total wagering and pending withdrawals. You can set a daily spending limit in your account preferences – once you hit the limit, betting is paused until the next day. Session timers remind you

how long you've been playing, giving you a checkpoint to step away if you want.

REGIONAL AVAILABILITY

Built for India, Available Where Local Law Permits

sm20 operates within the legal frameworks of regions where online gaming is permitted.

Multi-Language Support

English interface with customer support available in English and regional Indian languages via chat and email.

Regional Payment Methods

UPI, Paytm, PhonePe and Google Pay are integrated so deposits and withdrawals use the payment apps you already have installed.

Local Currency

All balances, bets and payouts are displayed in Indian Rupees so there's no currency conversion surprise.

Timezone Support

Customer support operates during Indian business hours and beyond, so help is available when you're playing.

CUSTOMER SUPPORT

Live Help from Our Support Team

sm20's support team is available through live chat, email and a help centre. Chat during your play session if you have a question about a game, your balance or a pending withdrawal. Email enquiries receive a response within a few hours. The help centre covers account setup, payment methods, game rules and common questions, so you can find answers without

waiting.

GAME DIVERSITY

Why Players Switch Between Live Tables and Slots at sm20

sm20 unites live casino tables, slot rooms, sportsbook and arcade games in one account, so you don't maintain separate lobbies or wallets. This design means your evening can shift from Baccarat to a few spins of Valhalla to a cricket match without logging out or transferring funds. Each game type has its own rhythm – live tables build social tension,

slots offer quick feedback, sportsbook gives you a stake in a real-time event. That variety is why many players return daily; there's something to match your mood and the time you have available.

REACH OUT

How to Contact sm20 Support

Live Chat Click the chat icon while you're logged in. A support agent joins within seconds to answer questions about games, accounts or withdrawals.

Email Support Send enquiries to [email protected] and receive a reply within a few hours during business hours.

Help Centre Search the knowledge base for answers to setup, payments, game rules and account controls without waiting for an agent.

ACCOUNT CONTROLS

Setting Your Own Spending and Session Limits

Your account gives you tools to stay in control. Set a daily betting limit to cap how much you can wager – once you hit it, betting pauses until the next day. Add a session timer reminder so you're notified after a certain period of play, prompting you to take a break. Temporary account locks let you step away for

hours or days without closing permanently. These features live in your account settings and can be adjusted or removed anytime.

WITHDRAWAL PROCESS

How Fast Withdrawals Reach Your Bank Account

Request a withdrawal from your wallet and choose your preferred payment method – UPI, Paytm, PhonePe or Google Pay. We verify your identity and process the transfer within 24 hours. Once transferred, the money appears in your original payment account, usually within minutes for UPI and Paytm, and similarly fast for PhonePe and Google Pay. Your transaction history shows each

withdrawal's status, and support can explain any delays if they occur.

WHY PLAYERS STAY

Reasons Visitors Become Regular Players

Players return to sm20 for the combination of live dealer authenticity, game variety and fast payouts. The single wallet across live tables, slots and sportsbook eliminates friction.

Real Dealers, Real Stakes

Live tables stream actual dealers and card shuffles, not simulations. Each hand is recorded and verifiable, building trust in the outcome.

Fast Deposits and Withdrawals

Deposits via UPI, Paytm, PhonePe reach your wallet in seconds. Withdrawals complete within 24 hours, so money moves as fast as your decisions.

One Account, Multiple Game Types

Your wallet serves live tables, slots, sportsbook and arcade games. Switch without logging out or moving money between sub-accounts.

Transparent Account Controls

Set daily limits, session reminders and account locks directly in your settings. You control your spending and play habits.

PAYMENT METHODS

Deposit and Withdraw Using Your Preferred Method

UPI Instant transfers using your bank account.

Paytm Load your sm20 wallet directly from your Paytm balance.

PhonePe PhonePe users can transfer directly to sm20.

Google Pay Google Pay deposits funnel through your linked bank account, processed…

Frequently Asked Questions

Account creation takes about five minutes. You'll enter your basic details, set a password, verify your email or phone, and confirm your identity. Once complete, you're logged in and ready to deposit and play.

Yes. Open sm20.net in your phone's browser and log in. Live tables stream in HD and adapt to your screen size. Desktop offers a more spacious view, but phone play is fully functional.

If a deposit fails, your bank account is not charged and your sm20 wallet remains unchanged. Try the deposit again or contact support to troubleshoot the payment method.

Log into your account, click Withdraw, choose your payment method (UPI, Paytm, PhonePe or Google Pay), enter the amount and confirm. We verify your identity and process the transfer within 24 hours.

sm20 encrypts your data with SSL protocols and stores it on secured servers. Your account details and payment information are never shared with third parties without your permission.

Click the chat icon in your account to reach a support agent instantly. They can help with game questions, account issues or withdrawal problems. Email support is also available at [email protected].

Yes. In your account settings, find the Spending Controls section and set a daily betting limit. Once you reach it, betting pauses until midnight the next day.